The Internal Revenue Service (IRS) has confirmed that over one million Americans will soon receive $1,400 payments, as part of a recovery effort to assist taxpayers who missed out on their 2021 stimulus payments. These payments, originally authorized under the American Rescue Plan Act, are being automatically sent to eligible individuals.
If you didn’t receive the full amount of the third Economic Impact Payment (EIP) in 2021, this payout could be heading your way. Here’s everything you need to know about eligibility, payment methods, and deadlines.
Who Qualifies for the $1,400 IRS Payment?
The IRS is sending these payments automatically to taxpayers who did not claim the 2021 Recovery Rebate Credit (RRC) on their tax returns.
To qualify for the full $1,400 payment, individuals must meet the following income limits based on their Adjusted Gross Income (AGI):
- Single Filers: AGI up to $75,000
- Married Filing Jointly: AGI up to $150,000
- Head of Household: AGI up to $112,500
Individuals earning slightly above these limits may still qualify for a reduced payment, with phase-outs occurring at $80,000 for single filers, $160,000 for married couples, and $120,000 for heads of households.
How and When Will Payments Be Sent?
The IRS began distributing payments in December 2024, and most recipients can expect to receive them by the end of January 2025. The payments will be sent through:
- Direct deposit (for those who provided banking details with their most recent tax return)
- Paper checks (for those without direct deposit on file)
If you believe you qualify but haven’t received your payment, check your IRS account online for status updates.
What If You Haven’t Filed Your 2021 Tax Return?
If you didn’t file a 2021 tax return, you still have time to claim your missing stimulus payment. The IRS has set an official deadline of April 15, 2025, for eligible individuals to file their 2021 tax return and claim the Recovery Rebate Credit.
Even if you had little or no income in 2021, you should file a return to receive the payment.
Beware of Scams!
The IRS is warning taxpayers to be cautious of scam calls, emails, and text messages claiming to offer additional stimulus checks. There is no new 2025 stimulus check—these payments are only for those who missed their 2021 credit. Always verify payment information directly at IRS.gov.
Final Thoughts
The IRS ensures that those who missed out on their 2021 stimulus get the money they’re owed. If you think you qualify, check your bank account or mailbox and ensure your tax filings are up to date before the deadline.
