The Internal Revenue Service (IRS) has confirmed that nearly one million Americans will receive surprise payments of up to $1,800 in the coming weeks. These payments are part of a broader effort to distribute unclaimed stimulus funds from the 2021 Recovery Rebate Credit (RRC) program.
If you missed out on your full stimulus check in 2021, you may be eligible for this payout. Here’s everything you need to know about who qualifies, how payments are being sent, and what steps to take if you believe you’re owed money.
Who Qualifies for the $1,800 IRS Payment?
The payments are being sent automatically to taxpayers who:
- Filed a 2021 tax return but did not claim the Recovery Rebate Credit (RRC)
- Had an adjusted gross income (AGI) within the eligibility limits
- Did not receive the full amount of their third stimulus checks in 2021
To qualify for the full $1,800 payment, you must meet these income thresholds:
- Single Filers: AGI under $80,000
- Married Filing Jointly: AGI under $160,000
- Head of Household: AGI under $120,000
For some, the payment amount may be lower depending on income and previous stimulus check amounts.
When and How Will Payments Be Sent?
The IRS began issuing these payments in December 2024, and most recipients can expect their money by the end of January 2025. Payments will be delivered through:
- Direct deposit (if banking details were provided in previous tax filings)
- Paper checks (for those without direct deposit setup)
If you think you qualify but haven’t received your payment, check your IRS account or call the agency for updates.
Can You Still Claim Your Payment?
If you never filed a 2021 tax return, you may still be able to claim your missing stimulus funds by submitting a return before the April 15, 2025 deadline.
Even if you had little or no income in 2021, you should still file a return to determine eligibility. The IRS recommends using their Free File tool or seeking assistance from tax professionals.
Beware of Scams!
The IRS is warning taxpayers to watch out for fake emails, phone calls, and text messages claiming to offer additional stimulus payments. If you receive unsolicited messages about stimulus checks, do not provide personal information—always verify details through IRS.gov.
Final Thoughts
The $1,800 payments are a much-needed financial boost for those who missed out on previous stimulus funds. If you think you’re eligible, check your IRS account or file your 2021 tax return before the April deadline to claim your money.